ABOUT PAUL PALISCAK
One stop for ALL your purchase & refinance needs
- Conventional, FHA, VA, USDA, Jumbo, HARP, HELOCs
- 100% Financing Options for Primary Residences
- Up to 90% Financing Options for SECOND HOMES!!!
- Variety of down payment assistance programs
- Manufactured homes
- Investment home financing
- Fast pre-qualifications
- Great Rates / Low Monthly Payments
- No obligation quotes
- Fast, courteous, & professional service!
- Licensed, Knowledgeable Mortgage Industry Expert
- Available Anytime - 7 days/week.
***Your Close of Escrow will not be missed!
Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.
Estimate your Monthly Payments
- Principal & Interest $949
- Property Tax $250
- Homeowners Insurance $58
- Mortgage Insurance $84
How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.
Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.
Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.
What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.
Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.
Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.
Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.
Paul was a great loan guy, walking with us thru every step of the process. He was also very patient with us when it came to explaining the loan docs to us, we will be using him and his company again on our next major purchase. Thanks Paul you were great.Barrower
Paul and his staff did a fantastic job in helping us obtain a loan and be able to purchase a condo. He went above and beyond the norm to assist us in getting our paperwork done. He was always available to answer phone, text or e-mails. We appreciate all that he did and would ... READ MORE
I was hopeless about getting a mortgage with bad experiences in the past. Paul with Amerfirst changed that for me and my family. The transition from renting a house to owning a house happened so fast and smooth that I would recommend Paul to anyone struggling to find the right mortgage for them.Operations Supervisor
Paul and his team did an outstanding job financing our home purchase! We were under a strict timeline and the loan closed not only by our target date but a day early. Paul let us know exactly what he needed to close and kept us in the loop as to the status of the entire process. We ... READ MOREOperations Manager - Eversana LLC
Paul was absolutely fantastic in helping me obtain my home loan. He went the extra mile to ensure that things were straight and squared away, before sending everything to title. I would Highly recommend Paul and The Amerifirst Team to anybody wishing to purchase a home.Retired farm equip mechanic
Paul was exceptional in our home purchasing experience! Very professional and thorough in every aspect. I would highly recommend Paul to anyone and will definitely be using Paul for any future needs!Tubbs
Paul and his team answered questions I had. They were Informative about the hole process. They helped me when I did not think I would qualify. I'm am very pleased thank you.Material handler
Paul did such an exceptional job, we don't know where to begin. From the start of buying our new home, he walked us through the process and answered every question. He worked effortlessly when an unforeseen situation arose and got us to closing as planned. We highly recommend ... READ MORE
Paul was recommended to us by our realtor when deciding to purchase a second vacation home. He prequalified us over the phone on a Sunday evening and was instrumental in assisting us with a quick 30 day close! It was one of the smoothest home purchases we have gone through! Paul was ... READ MOREResidential Customer - second vacation home mortgage
Paul helped us with every step in financing a third investment home . He answered every question we had . Offered suggestions if we asked for them.Self Employed
I had a smooth and very well arranged process in my property purchase. Paul did a great job and not having a computer he went the extra mile for me to keep informed and everything was handled well with the corspondence with title company.Customer
Paul is a knowledegable and very thorough Financial Loan Officer. He has helped us many times in the past. He is very quick as well on getting back to us and keeping us updated. He is always reliable. He has even helped friends we referred.Residential Customer-home mortgage-refinance
I have to thank Paul, he was committed in helping me get this loan. He would go out of he’s way to explain things, I didn’t understand and for that I’m thankful Gerald Reyes
I highly recommend Paul for guiding you through the mortgage process. Not only is he knowledgeable and an expert in his field, he is very friendly and helpful as well. You can’t go wrong using Paul as your mortgage broker. We highly recommend him.
Very efficient and timely for my refinance of a rental property.
Paul was amazing! He kept in close communication with us at all times and was never too busy to stop and explain the whole process to us. It was our first home purchase and he made it simple and stress free. I would highly recommend Paul to everyone!Sales Manager Earnhardt Hyundai
Paul was 100% upfront with what I could and couldn’t do. He worked around the clock to make sure everything was right for me. I would recommend him to anyone! You wouldn’t be disappointed with his service!Truck driver
Paul was very professional and extremely helpful. He always made it a point to be available when I had questions and explained things in depth and easy to understand. The entire financing process was stress free and done so quickly. I highly recommend Paul and his team at AmeriFirst Financial.
From the beginning of my loan process to the very end I was amazed at how fast, professional, and courteous Paul and his staff are. They informed me of every step of the loan process, and what it entailed. Also, I received the best interest-rate I could have gotten for this loan. ... READ MOREMarty Warren
THRU ALL MY VARIOUS TROUBLES (NOT RELATED WITH PAUL'S JOB), I WOULD LIKE TO COMMEND PAUL FOR HIS PATIENCE, UNDERSTANDING, AND WILLINGNESS TO HELP ME WITH THE PROCESS. I AM VERY GRATEFUL TO HIM.
Paul is extremely thorough and always on top of everything regarding the loan process. We feel comfortable that our loan was being handled in the best possible way.Homebuyer
Thank you Paul for putting all three deals together and making everything run smoothly. Your professionalism, communication with Title, and patience with all of us has been so appreciated through the process. You sure know how to get the job done! Thank you.Real estate sales agent
Working with Paul and his staff was a pleasure. He kept us informed every step of the process. His advice was important to us as was his experience. He was available to us by phone and email to answer all our questions.
Paul and his team are very professional. He is kind and patient. I wouldn't hesitate to work with him in the future.Aircraft Structure Mechanic
Very thorough. Kept me informed all along the way. Would highly recommendHome Owner
Paul was there every step of the way through the entire process of obtaining my loan. He explained everything which made the process effortless on my part. He was readily available to answer any and all questions I had and always returned my calls promptly. I highly recommend Paul and ... READ MORE
Paul was very good at explaining the loan process as it happened.Customer
Paul was very easy to work with and always kept me up to date. I would recommend anyone to him as we have been using him in the family for years.
Paul was outstanding from the get go. He was very detailed and thorough, explaining each step of the process and providing updates in a very timely manner. He also took a few of our calls during off hours and went out of his way to accommodate us. Initially I thought the process was ... READ MOREEngineer
We were recommended to Paul by a family member, after having a bad experience with another lender. The service was a night and day difference with his quick responses and knowledgeable guidance through the entire process. He was even able to keep us on our original closing date with ... READ MORE
Paul was very knowledgeable and professional and always had the time to answer any questions I had. He made the home buying experience simple to me, and I am glad I had him on my side. Thank you Paul!
Paul is very conscientious in his work as a loan officer, he makes sure all the information gathered is in order. He came to be of service to me as a client even on the week end to ensure my documents could be processed in a timely manner. With high regards , Lynette FisherLynette A Fisher
Paul and his staff were incredible. We had a very unusual situation but worked through all the loopholes. Very appreciative. Made our new financial responsibilities very easy to handle. Highly recommend his services. Treated us like family!!!! Dr. GSchmidtke
We recently purchased a second home in Arizona using a 1031 exchange and I have to say Paul's help and guidance were essential to the process. With Paul and his team's help we bought our retirement home in the beautiful White Mountains of Arizona and could not be more grateful ... READ MORE
I would highly recommend Paul Paliscak for your Morgage Loan Officer. He is very thorough and has the ability to explain in detail what is required to qualify for a loan. He is competent and energetic to process and provide you with a pre-qualification in a timely matter. Loan ... READ MOREHome buyer
The experience of buying a house was very easy with Paul and team. They were very orgainized and communicated on a regular basis to make sure everything was done. Thank you.General Manager
Paul was incredibly knowledgeable, able to answer all of my questions and put me in a position to get the best rate. He and his team were very prompt with processing the paperwork and made sure my loan stayed on track. I was able to close in 30 days no sweat. Highly recommended!
I had a great experience with Paul, he work very hard for me and made everything work out for me to purchase my home. He is very professional and helpful and ver understanding. I would recommend Paul to anyone. He is five stars.Customer
Paul Paliscak was absolutely wonderful to work with. We surely have no problems recommending his services. We live in another state and we were purchasing property in AZ. Paul and his staff walked us through the process and stayed in contact with us either by phone or email or test ... READ MOREretiring and relocating to AZ
Paul and his team was great to work with for a mortgage loan on a house we purchased in northern arizona. The process from start to finish was quick and easy. Paul answered all of our questions and we were able to close in 30 days.
Paul was great on getting us closed on time And we worked together to get things done Great guy to work withDennis Yinger
Paul and his team are efficient patient and problem solvers. This is our third home we have bought through is office.President
From the first call to Paul to the his last call of congratulations, our experience with Paul was superb. He was friendly and easy to talk to, while being knowledgeable and professional. Several things changed in our transaction over a month’s period, but Paul cheerfully ... READ MORE
Paul did a outstanding work in our refinance from beginning to end always on top of everything and in very timely manner ,contacting us and letting us know how we were moving forward with the refinancing,appraisal and closing. Also he's assistant is very helpful. Thank You for everything.Inventory planer
Prompt and professional! Paul went up and beyond to assist us through the loan process. I highly recommend Paul to anyone for their financial needs!Jeffrey Stone
Paul has not only been very helpful in getting me my new home he has also been very patient. Whenever I had a question he answered it and never made me feel like I was bothering him no matter how many I had. I am so happy he was recommended to me and I'm even happier to recommend ... READ MORENana of many
It was refreshing working with Paul. He was in contact and communicating throughout the process. I never had any problems reaching him or waiting for a response. I plan to work with Paul again in the near future and will recommend him to my friends.
This is all point bulletin. There were some hurdles to get over, some issues with 401 k. To get money on down payment. Paul was able, willing and went the extra mile to assist and consistently move the process forward. With his great knowledge and persistence this may have ended in a ... READ MORETransportation manager
Paul was very efficient and answered any questions we had. It didn’t matter what day or time it was he always got back with us. For being first time home buyers he helped answer all of our questions and explained it so we would understand.Rachael Geisler
Working with Paul long distance, me beening in California and him in Arizona, he made it easy for me. At my age learning new things and how to get a mortgage. Paul and his staff made it seem easy. I get my house in Arizona. Thank you Paul for all your hard work and returning my calls ... READ MORE
You want this guy on your side! As a business owner, I can say with all surety Paul has the highest standards in the industry. Once you've tried the rest, switch over to the best! Best of luck and we'll be talking to you in the future for our investment needs.Business Owner
The experience with Paul and AmeriFirst staff was great. I felt that my interests were always at the forefront through the entire experience. Any questions I had were answered promptly and with precision. I'm looking forward to buying my next house so that I can work with Paul and ... READ MORE
I have worked with Paul on two home purchases. He is very thorough, helpful, and actually truly great at what he does. I hope not to have to buy another home for a long time, but if and when that time comes I will definitely seek Paul's assistance.
Dealing with Paul was a pleasure. Professional, and a can do attitude. Entire process was smith and perfect. Thanks
Paul and his team took very good care of us from start to finish. He managed to get both our loans done at the same time, and closed in a timely manner. Paul kept us updated through the whole loan process, and answered any question that we had. We were very impressed that we could get ... READ MORESecond Home Buyer of a Cabin in Overgarrd AZ
I have gone through the mortgage and refinancing process about eight times during my life and I must admit I received the best service from Paul. He was very understanding of our situation, with me being retired and receiving a fixed income along with some rental income. He was ... READ MOREretired
I’m very happy with all the help Paul gave me with my recent loan.I would recemRetired
Paul Paliscak was very helpful in getting me a loan didn’t matter when I called he always answered the phone and answered any questions I had along the way he kept me informed threw out the whole process I never once felt like I was in the dark. Thanks PaulTruck driver
Paul was a super professional gentalman to work with. Dispite my whining about sending him documents, Paul was very patient with me and always right on top of things that needed attention. One thing that stood out most importantly was great communication with me, always calling and on ... READ MOREU.S. Marine retired
Paul and his staff were extremely helpful. They really made my first home buying experience simple and hassle free.
I have worked with Paul Paliscak on my own personal home purchases and sales over the past several years and he has always been excellent. He is professional, quick to respond to questions, knowledgeable, and very easy to talk to. I have appreciated his eagerness to be helpful and ... READ MORERealtor
Paul Paliscak has help me and my wife 2 times now with financing our home . Paul is great he walked us through all the paper work , and always called us back if we had questions . He cares about his clients and checks back with you to make sure everything is right . Me and my wife are ... READ MOREMaintenance Supervisor
One thing about Paul, he is very knowledgeable. He knows the process than anybody I know and makes this seems so effortless. Thanks.
Professional, persistent and responds quickly, Paul is a machine and best at what he does. I wouldn't think of going anywhere else for my mortgage needs. Thanks again!!Chiropractor
One thing about Paul, he Is very knowledgeable.. He knows and c
Paul did a great job. He was very professional, knowledgeable and make my loan process very easy. I would a d will recommend him to family and friends.Manager
Mr. Paul Paliscak worked hard for us in refinancing our home. Early on he locked in an very good interest rate and offered us close guidance throughout the process. He is very professional and courteous. He never dropped the ball but instead was on top of everything every step of the ... READ MOREInsurance Examiner
Paul Paliscak was consistently showing kindly interest and goodwill in our dealings with him. Taking ownership of our situation, Paul provided professional and friendly service to us. His communications were timely, informative and educational. We highly recommend Paul Paliscak.Clients
Paul was thorough, friendly and was on top of the process every step of the way. I have worked with other lenders in the past and none worked as hard as Paul. I would recommend him to anyone.Claims
My wife and I used Paul this fall to purchase a second home in northern Arizona. Paul was excellent to work with, his experience and knowledge made the financial process a breeze. He was always available to answer any questions that we had . He would call us and explain each step of ... READ MORE
I can't imagine anyone doing a better job than Paul. From start to finish he made the home loan process easy and seamless for us. From getting us qualified to securing us a good rate, from loan origination to closing, he made it a very pleasant experience. You can't go wrong using Paul.Agency Director
Paul is knowledable and a true professional. He is proactive and made the loan process go smooth. Outstanding customer serviceDevelopmental Manager
Paul did a fantastic job it getting my wife and I in to our first home ! Very helpful in explaining the process of getting a mortgage and prompt in returning phone calls or emails. Also answered all of our questions. Would definitely work with him in the future and recommend him to friends.Aaron Smith
My wife and I went through Paul to purchase our new home. Our real estate agent recommended him. We found Paul to be professional, knowledgeable and always helpful. He and his staff were available to answer questions and moved our loan process through without a hitch. We would ... READ MORE
Paul kept me informed of the whole process as things went along. He got the best rates for me and answered all my questions. I highly recommend Paul and would definitely use his services again. He and the others in his office were a real pleasure to do business with. http://reach150.com/mortgage-refinance-first-time-buyer/review/58687/paul-paliscak/187175/alyce-mayer-recommends-paul-paliscak-at-amerifirst-financial-inc' style='font-weight: bold' target='_blank'>READ MOREAdmin. Asst., Donor Network of AZ, HLA Lab
We, my wife Eleanor and I are very pleased to recommend Mr. Paul Paliiscak and his professional team of associates. From the get-go Mr Paliiscak was very attentive to the processing of our loan. We were given time lines for completion of our transactions and Mr Paliiscak called through ... READ MORERetired Educator
Paul is extremely good at his profession! Not only is he very helpful and friendly, but also his knowledge and ownership of my case was comforting while going through a complicated process. I would never use anyone but Paul for these matters.Firefighter Paramedic
Paul was very good at the mortgage process, explaining each step. The transaction was made easy, with the e-sign process. Thanks Paul!Sales Representative at Stryker
Working with Paul was such a fantastic experience. He is very knowledgeable and is so easy to work with. Paul does exactly what he says he is going to do. I had been working with another lender and it was very stressful, a friend recommended that I call Paul, I called him and told ... READ MOREAdministrative Assistant
I am so grateful to my realtor Chad Arend for recommending Paul and his team to do business with. As a first time home buyer, Paul was very thorough when explaining the process. Paul's advise put me at ease that I wasn't locking myself into something that I couldn't afford ... READ MOREVeterinary Technician
Paul helped me through the numerous steps required to obtain a mortgage. He showed great patience with me since I am not computer literate.
Paul and his staff are wonderful and I would highly recommend them for their professionalism and promptness of services. I have no complaints and will use them again!Social Worker
Great job. Paul patiently explained every aspect of the transaction and costs. He explored all the avenues available to us and together we selected the best option. His team was efficient and the electronic signature process worked flawlessly. I highly recommend Paul and we will be ... READ MOREPlant Manager
Thank you Paul for all the great work you did for us! We're all moved in and enjoying the new house. We will definitely use you again for any future purchases.Air Ambulance Pilot
I offer the highest praise for the excellent job Paul Paliscak did as a professional Senior Mortgage Loan Officer. After I decided to purchase a property in Overgaard AZ the first deal fell through because of stinky skunk issues! No problem - Paul worked with me and obtained ... READ MOREArizona Historian
Paul was wonderful to deal with as he addressed every question, comment and concern I had in an informative and timely manner. I strongly recommend Paul and Amerifirst for your financing needs!Vice President of Operations
We were out of the state during most of the loan process and Paul took us through each step either by e- mail or phone. With his help we were able to complete gathering all of the different documents and kinds of information we needed to accomplish getting our loan.
I have known Paul for about 15 years he has helped me in every one of my home purchases and helped my fiancée as well as her sister there are no words to describe how helpful he was from helping me repair my credit to selling to purchasing people will say I know one of the best ... READ MOREEsequiel soto
I was very impressed with Paul. He was very helpful with guiding us through a process that was completely new to me and my wife. He was quick to answer any questions we had and made the process was smooth as possible. Would definitely use again and recommend him to anyone else ... READ MORE
It had been thirty-two years since our last house purchase and boy had things gotten more complex. A good loan officer navigates and educates you through the home purchase process with as little pain as possible. Loan officer Paul Paliscak of AmeriFirst Financial did just that for my ... READ MORESystems Support Specialist
We have bought and sold three houses with Paul. I can not say enough about having a loan officer that you can trust. Paul is a get the job done kind of guy. He always responds quickly. We look to him for guidance. He is level headed and always knows just what the market is doing. ... READ MOREFirst grade teacher
I would highly recommend Paul to all my family, friends, and acquaintances. Paul is thorough, meticulous, and gets matters handled quickly. He was always available to answer any questions or concerns I had...including on the weekends. Thanks for a job well done! Greatly appreciate you!!!Registered Dental Hygienist
We have worked with Paul on multiple real estate purchases. Our last purchase involved several starts and stops as we negotiated properties. Paul never sweats the small stuff and was flexible as we worked to find the right property. He is always positive and willing to do what it takes ... READ MOREIt Director
Paul did a great job getting my house financed without any issues, prompt and closed early. I will refer Paul to others.I.t. Manager
Paul did a wonderful job handling our home loan. He and Berena did a great job making the process appear to be seamless. Thank you, SheilaCustomer
Professional and quick to respond......would recommendBranch manager
Paul is very knowledgeable and helpful. Always followed up on things. Made sure I understood everything. Got me the best mortgage possible.
This was an absolutely wonderful experience to work with Paul and his staff on the purchase of my home. Very knowledgeable, responsive and informed throughout the entire process. I will definitely be using him and Amerifirst financial with any future home purchase and I would highly ... READ MOREDirector of manufacturing
Paul has worked with us on 3 properties in the last 5 years. He is always available for questions, and has given good advise on many aspects of financing. Polite, and very professional are two words i would use to describe him. I would recomend highly recommend him to any one.Real estate investor.p
I really enjoyed working with Paul as he is a very dedicated to helping individuals who are purchasing a home and to first time buyers as well. He helped us out with all the details and was very efficient and professional throughout the process. I would highly recommend Paul Paliscak ... READ MOREConsumer/Buyer