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State License: AZ #912047

One stop for ALL your purchase & refinance needs

  • Conventional, FHA, VA, USDA, Jumbo, HARP, HELOCs
  • 100% Financing Options for Primary Residences
  • Up to 90% Financing Options for SECOND HOMES!!!
  • Variety of down payment assistance programs
  • Manufactured homes
  • Investment home financing
  • Fast pre-qualifications
  • Great Rates / Low Monthly Payments
  • No obligation quotes
  • Fast, courteous, & professional service!
  • Licensed, Knowledgeable Mortgage Industry Expert
  • Available Anytime - 7 days/week.

***Your Close of Escrow will not be missed!

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

Paul was highly recommended to me by my two brothers who had a great experience with good results. Therefor I consulted with Paul in regards to refinancing our home. Paul crafted a loan that was just the right fit for us. What I thought was impressive is that we live 1,400 miles ... READ MORE Ted M Lutz Commercial Masonry project managment
Paul and his team did a great job with the refinance of my home. The process was smooth and timely. I'd definitely recommend Paul to anyone looking for a new mortgage or a refinance! Zeferino Banda President/CEO
It was a great experience to work with Paul! He was very diligent, punctual, and attentive. His professional demeanor exceeded our expectations and I would highly recommend him to anyone seeking financial advice. Rudy Salgado Truck Driver
Paul was remarkable, got me the lowest interest rate available, handled my VA loan without a hiccup and got me my earnest money back.his team was also top notch. thanks Paul Marie Sebastian Marie Sebastian Retired AirForce
From start to finish Paul and his staff walked you through each and every step of the refinancing process. Paul is in contact with his clients and answers all questions and concerns. He is well informed and conveys positive feedback on any problems that come up. He is highly ... READ MORE Diane and Gene Johnson
Susie and I would like to take a moment to acknowledge and thank Paul and his team for making our dream home become reality. Paul made this a wonderful experience by carefully navigating the hurdles and delivering on the timeline he initially presented to us. What a true group of ... READ MORE Frank and Susie Dunagan Manager at UPS
This was the best experience I have ever had obtaining a mortgage loan. On several occasions Paul took the time to answer my questions and explain what I needed to do in order to purchase an investment property. He always returned calls and emails the same day and even answered his ... READ MORE John McAllister
Paul was awesome! He stayed in contact with us throughout the entire process, keeping us informed of what was going to happen next. Even when I had questions, Paul always took the time to take my call or returned my call quickly. He and his partners were very pleasant and ... READ MORE Michael A Berg
Paul was very knowledgeable and helpful during my experience with him. He’s helped me three times, twice to buy and once for a refinance. The last time he was so patient with me as I changed my mind many times debating different routes to take. Each time he was ready and willing ... READ MORE Chelsey Anchondo Teacher
My experience with Paul as my lender in the purchase of my home has been flawless. He is very honest and trust worthy- you can count on him finding the very best mortgage option for you. He is also excellent about returning phone calls, he will never ignore you. If you want the best ... READ MORE Sarah Schulze Registered Nurse
Paul did a wonderful job! Thanks Charles W Whittier homeowner
When my wife and I were looking to move for the first time in thirty years, the process seemed daunting. One major concern was who to trust to provide the best assistance with the mortgage financing. My brother and sister-in-law bought a house six months previous and gave a strong ... READ MORE Paul Ruske Retired
We have used Paul and his excellent team 3 times in the last 2 1/2 years. We weren't planning on moving so much in the past years but Paul sure made it easy for us. We highly recommend Paul Paliscak and his team at Amerifirst. The Schmidtke's Lydia Meloy and Gerard Schmidtke Retired Dentist
If you want to purchase a home, the team at Amerifirst are the best. They work with you and simplify each step. I truly recommend them for your new home. I was always in the know which was great. Well I am happy to announce that I am in my house and so excited. Don’t hesitate if ... READ MORE Nina Mcclinton
Professional, knowledgeable, friendly, Honest and made this quick, simple and easy! Would highly recommend Paul and his company! Will definitely use him again in the future. Arlyn Dodge
Paul did a great job on my loan acquisition. We had a "challenging" appraisal that he worked through. Got a great rate and terms. Brian Scrivner
I would like to recommend Paul Paliscak, Senior Loan Mortgage Officer of AmeriFirst. Paul is a very dedicated individual who works for his clients and follows through on every part of the process. He is honest and possesses a strong sense of integrity. The clients that referred me to ... READ MORE Jessie Solis Litigation Paralegal
I can't say enough about how Paul and his team have done for us in our home buying experience. They were right there with us at each step of the process. Offering their expertise and assistance in processing the loan from start to finish. Always there to not only answer questions ... READ MORE Billy J. Champion
Paul and his team are a cut above any and all that work in there field! His team really care about what they do and how they get the job down. And if one needs to you can call them and if they don’t answer leave a message and they WILL call you back. Paul and his team are the best! Marguerite Tapia
Paul and his team were competent, communicative, professional and personal. We hit a few snags that were out of our control, but Paul and his staff were accessible and kept us updated in the process. I would definitely use their services, again. Doug Kelley
Paul and his team did a wonderful job with my loan. His interest rates were competitive and his customer service was top notch. Professionalism and honesty is at the core of my relationship with Paul. I would highly recommend Paul to everyone who is looking for a loan. Christian Consultant
Paul did an amazing job. He was patient, quick in his responsiveness, answered all of my questions, and had my loan refinanced quickly. Kristin Lock
He duing good work and every professional same her team especially Berena she have the ability to control the costumer because at one time I'm frustrated because we need something from 2nd person and for my is impassable to spoke to that person and Berena she have the ability to ... READ MORE Jose Gellegos Jose Gellegos
Paul was very professional and informative, was always available by phone if I had any questions, was a pleasure to work with would recommend him for your mortgage needs. Joseph hrtanek
Paul Paliscak was extremely professional and very courteous during the loan process. He always ended every conversation saying “Please call me if you have any questions at all.” The entire loan process went smoothly and I would highly recommend Paul for his superb service. Mike Kahoe Executive Assistant to Board if County Commissioners
Just utilized Paul Paliscak on a property purchase and although I knew Paul and his team provided excellent customer service, he came through again on time with solid expertise and provided a smooth, uninterrupted closing. His helpful emails made the process go like clockwork. Thank ... READ MORE Tom Sanders
You did a great job for us and all our clients. Thank you for all your hard work. John Schusler
Paul Paliscak was professional and prompt in helping with my home refinance! He made the process so easy! Thank you Paul! Shayli Williams
I highly recommend anyone to go through Paul to find a home he was very helpful and very professional and I would highly recommend anyone to go through him and his wonderful team David Kriete
I had a very tight time frame to complete a home purchase. Paul worked evenings and weekends to ensure the loan was processed on time. His communication skills and timely updates were superb and made what is usually a highly stressful activity much more pleasant. We went from ... READ MORE Lance Reed Vice President - Technical Services
Very smooth. Great job guys ! :) Kerry L Huston Kerry L Huston
This was an unbelievably smooth process to finance a vacation home in Overgaard, AZ. When I called Paul with a question, he usually answered his phone. If he wasn't available he got back to me in a timely manner. Paul and his staff are extremely knowledgeable and efficient. I ... READ MORE Russell Gordon Mechanical Estimator
This is the second time I have used Paul, once for original purchase and then for refinance. Paul is very professional and the best thing is his communication. He is there to answer any questions and help you through the entire process. Customer service in this business is very ... READ MORE Bonnie Steele
Smooth transaction! Great service would recommend to anyone ! Super professional also Wyatt Adam’s Internet Tech
I would highly recommend Paul Paliscak for refinance support. He and his staff were very easy to work with and very professional. Everything went smoothly. Sandy Mayer Homeowner
Paul was knowledgeable, timely, helpful and always available. I don't think my closing would have happened without him. Very grateful for his assistance. Susan Johnson
Paul and his team are always on top of everything and always available if there are any questions. AmeriFirst has been my mortgage broker for both homes that I've owned in Arizona and will be my broker of choice if I ever need to get another one. For service and value, there is no one better.' style='font-weight: bold' target='_blank'>READ MORE Dennis Stueve
Paul was great, thanks Paul! Stephen Fuller Firefighter/EMY
I highly recommend Paul for anyone looking to purchase a house. He has been awesome to work with and explained everything in detail on what to expect throughout this process. This was the first house we’ve bought and he made us feel really comfortable and communication was ... READ MORE Matt Ebbens Senior Assistant Manager
It was a real pleasure working with Paul on the refinance of our home. Made everything so easy. Thanks Paul and Jessica! Jeff Branson Senior distribution specialist
very satisfied with the service, their respond is fast every time you call them edwin salmeron
Paul was wonderful...this is the third loan we have done with Paul and all have gone flawless. Quick and easy, the best way to get a mortgage loan. I would highly recommend Paul for you mortgage needs. Glenn Deutsch
We had several issues with homes we were trying to purchase. We had to continue our search after inspections went South. Paul and his team stuck by us and helped us with the loan process ensuring that when we finally found the right house the loan was ready for processing. Paul, Berena ... READ MORE Stephanie Valencia
Paul, Jessica, and Kelly were great. They kept me up date through out the process. They always stayed on top of anything that I needed to do, and were very fast turning around any paper work otherwise. Great service, great rate and terms. Fast turn around and closing. Highly ... READ MORE Ric Gaddy
Dealing with Paul was a pleasure. Everything went like a breeze. I would definitely recommend Paul for anyone. Indranil Banerjee SVP
Paul made it very simple to complete our loan process. We were always kept abreast of where we were in the process. His staff is very efficient as well, and they all work together well. Tom Erickson
Paul Paliscak was professional every step of the way. He explained the process and communicated every step. I felt Paul stayed with the loan from start to finish. He was prompt in responding to any questions. I highly recommend Paul for your mortgage needs. Daniel Nichols Director GCU
Paul is the best loan officer you can work with! He is very informative and wants the very best for his clients. He always returns phone calls and is very punctual with any information needed. He made the house buying process super easy! I have utilized Paul for all three of my houses ... READ MORE Nichole Anderson New Home Owner
In early June my husband and I began a search of residential property in northern Arizona. At the recommendation of our realtor, we submitted personal financial documents to Paul Paliscak of our AmeriFirst. We quickly received preapproval for a mortgage. On July 9, we deposited ... READ MORE Marilyn B. Hutton Retired school administratr
Paul did a great job!! We have moved into our new Arizona home and we love it here in Lakeside. Jeffrey S Kuka NO TITLE
I recently purchased a property And Paul was recommended through a friend. I was a little hesitant however I must say Paul came through exactly as he said and everything was perfect. His attention to detail and professionalism is impressive. I would highly recommend Paul for all your property needs. Dianne Huff
Paul was a pleasure to work with. I had received multiple quotes from other lenders and did some back and forth with him to eventually beat their rates. He was flexible, and I appreciated that. He was always available to answer questions and help to keep the process moving, even on ... READ MORE Jeremy H. Manager of Data Engineering
Paul and the team at Amerifirst were excellent in every way possible. I was purchasing my first home and was new to the process; Paul patiently and expertly walked me through the process and answered every question I had. The whole team at Amerifirst made this an excellent ... READ MORE Brian Parkin Brian Parkin
Working with Paul and his associates was such a pleasure! They went out of their way to make the purchase of my future retirement home so easy! Any time i had difficulty with any of the paper work they were very understanding and helpful ! Highly recommend and give 5 stars to Paul and ... READ MORE Denny Fair Denny Fair supervisor
Paul is amazing and I will be using and recommending him to everyone I know. He explains everything to greatest detail and ensures smooth transactions are taking place. The fact he was emailing at 10pm tells me he does his job with a lot of passion. The loan process was the best ... READ MORE Sinisa Cvijetic
I really appreciated working with Paul and his staff. I am a Army veteran and was buying my house with a VA loan and they all worked so hard to make it as stress free as they could. Paul always took time to answer questions and made sure everything was always clear. And they were all ... READ MORE Michelle Davidson Michelle Davidson
Excelent service and Friendly staff. 100% recommended. Noemi Delgadillo Customer
Thanks Paul, you and your team did an awesome job taking care of our home purchase. Above and beyond expectations. Scott W Customer
Paul was amazing from the very beginning of the buying process to the very end. We had some difficult issues and more than a few complications to deal with, and Paul sailed us through smoothly and did his best to make the financial part of moving trouble, and most importantly, worry free. Jennifer Otterstrom New HomeOwner
Paul is prompt and does a nice job of getting you everything you need. Jesse Craigen National Sales Manager
Paul and his crew were so helpful, they literally took us by the hand and led us through the process. We are not computer literate and Berena was our instructor. We felt like they protected our interests and were completely comfortable with their guidance. We give them a 20 on a 1 to ... READ MORE Valerie Edelman
Paul and his team were very helpful helping me with my second home loan. I used them 11 years ago for my first homing buying experience and couldn’t think of anyone else to help me with this one. Thank you Paul and Berena for making this process easy and stress free. Lisa Bothwell
This was my third time working with Paul on various properties and I highly recommend his services. He is prompt, efficient and very knowledgeable in his craft. The entire staff at Amerifirst Financial are top notch professionals. Mike Sanders Homeowner
I started corresponding with Paul well in advance of my move to Show Low Arizona. Paul made sure that all requirements necessary for me to acquire my home were met in advance of the actual purchase. Not only did Paul make it as easy as could be to purchase my home but I got an ... READ MORE Lawrence Stone retired software engineer
Paul and his office staff were great to work with In the recent purchase of our mountain home. They were responsive, thorough, and available throughout the entire process. Paul took time to address our questions in a professional and friendly manner and communicated regularly to keep ... READ MORE Ron and Karla Izzett
I had called Paul Paliscak , about seeing if I could lower my VA loan percentage . Paul told me he would look into it and get back with me when he found something good. He called me back and told me he found a lower rate of 2 percent , a saving of 125.00 a month. Paul , did a great ... READ MORE Jace Johnson Retired Gila County
This was a refinance to lower my interest . Paul worked hard and fast to process my loan. I had changes the last minute but he provide special attention to get my loan closed as soon as possible. He originated my first loan and I highly recommend him for fast and efficient work. Thank you Paul!' style='font-weight: bold' target='_blank'>READ MORE Jacque White Loan customer
Can't say enough great things about the service we received. Paul made the process as easy as possible. Always keeped us informed on our refy status. I would highly recommend Paul for anyone who needed financial assistance. Richard A Jueckstock Retired
In our recent refinancing, Paul and his staff provided excellent service throughout the process. All matters were dealt with promptly, accurately, and efficiently. I highly recommend Paul for any mortgage issues. john gloekler
I have used Paul and his team several times. They are friendly, professional, and expedient. I highly recommend them! Thomas "Mike" Young homeowner
Paul and his team at AmeriFirst are great! We've used the a couple time (once for a home purchase and once for a refi) and both times the process was smooth and flawless. Great communications and very conscientious. You can't go wrong with Paul and his team. Highly recommended! Jon O'Neall
I recently re-financed my home with Paul and his team, and I must say that it was a wonderful experience. His team is very organized and the communication with them was easy and low stress. Paul was able to lock-in a very favorable interest rate, explained and coordinated everything ... READ MORE Glen Alexis
Paul Paliscak is an amazing Loan Officer. I have purchased homes throughout my life and this was, by far, the smoothest purchase!! He kept everything moving and always kept me informed along the way. I highly recommend Mr. Paliscak!!! Vicki Croxton
I have worked with Paul and his team a couple times now and both times they were quick and efficient. I highly recommend Paul and his team. I will deffently use him again in the future. ASHLEY Scott
We recently purchased a second home and were referred to Paul Paliscak at AmeriFirst Financial and I am so glad that we contacted him. Paul and his team were excellent, continually in contact, clear on the process all the way to closing and beyond! I would definitely recommend Paul! ... READ MORE Debbie Garcia
Paul and his team are probably the best I have ever dealt with. My wife and I have been happy with Paul through several refi's and purchases. In fact, we have given his info to several friends and family. Everett Henagar New home superintendent
I am a first time home buyer and Paul made the process a breeze. He explained all the steps and processes very clearly and made the close date on the date we wanted. Would recommend him to anyone. Cody Tenney Project associate
Paul and his team worked very well together. The whole process went very smoothly from beginning to end. Paul was always available if any questions came up. I would recommend Paul and his team for a loan. Laura Tant Client
Paul has a deep knowledge of the home buying process. After going through 2 other Finance Companies we met with Paul and he guided us through the process and we closed on our beautiful new home on March 11th 2020. Thank you Paul and Berena for all your attention and care, we ... READ MORE Tim Turner Tim Turner Musician
Paul and his team did a fantastic job! The communication was outstanding and the transaction was flawless. I will highly recommend Paul going forward. Derek Chisam
5+ Stars!!! What a wonderful and very successful experience it was to work with @Paul Paliscak. He went _out of his way_ (including after hours attention, phone calls and details) throughout the entire process of our mortgage process. Our ranch was a complicated property to work with ... READ MORE John Allison John Allison Senior Database Engineer - SBS Operation - Shutterfly, Inc
Paul and his team were great. walked me through every step with ease. the team was very professional and quick at their work, I will recommend them to anyone who needs their help. I thank them for a great job. daniel hautz buyer
Paul and staff demonstrated outstanding knowledge and professionalism during our purchase process. Paul had a great deal of local knowledge of the rural area in which we made our purchase and was able to not only help with the loan process but took the time to answer questions and ... READ MORE Darwin H Johnson Retired
He did a very good job he was very professional handled everything with care I highly recommended Paul Paliscak. Sincerely Cheryl Norton... Cheryl Norton
Would highly recommend Paul to anyone looking to purchase or refinance. Mary Lou Fuentez Escrow Officer.
Paul is amazing!! Very helpful and informative, especially for a first time buyer like me! Him and his team gave me everything I needed and made the process so quick and easy!! Plus even Paul’s recommendation for a realtor and insurance was amazing! Great guy and great company!! Valerie Foien Accountant
I was a first time buyer and I could not have picked a better loan officer. Paul was extremely patient and helpful throughout the whole process. He returned every phone call and email, answering all of my questions (and I had many). His whole team, in fact, at Amerifirst were all a ... READ MORE Leah Admin
My wife Beth Karkos and I really appreciate the extra effort Paul and Berena did on our behalf to help us get our house. We would highly recommend them to anyone needing a loan officer. Terry L. Karkos
Paul and his team kept my wife and I informed throughout the financing experience. His proactive approach allowed my wife and I to focus on other matters related to the purchase of our house and moving. I am glad that we Paul was recommended to us and that we engaged his services. Kyle Miller Client
I purchased a second home in Show Low. Paul Paliscak, AmeriFirst Financial, made this process so simple. It was always clear what and when each item was needed. His communication was flawless. The puchase was made without a single issue. Highly recommended!!! Rosemary Wyman New Homeowner!
Purchasing a home thru Paul was an amazing and stress free experience. He keep us informed and updated thru the process. We were able to contact him immediately, and get pre-qualified while in the realtors office. He was able to find us the best interest rate and advise us when to ... READ MORE Richard M Petranovich
Paul and his associates worked very diligently on my loan and special circumstances. Without their hard work and patience I wouldn’t be moving into my new house! Thank you Paul! Connie Collman Nurse Practitioner
My wife Effie and I have used Paul twice and couldn't be more please. We would never use anyone else with the success we've had with Paul and his brilliant team. Paul has always gone out of his way to help us when needed. Again we want to thank Paul and his team for a great ... READ MORE Michael Hicks Thankfully Retired
Paul is by far the best lender I have EVER worked with personally or professionally...I just closed my second personal loan with him not to mention the numerous clients of mine he has helped buy homes. Margaret (Maggie) Dahlgren Margaret (Maggie) Dahlgren REALTOR
You will not find a better person to work with on your home mortgage than Paul. I needed a quick close to my new home purchase and Paul was able to expedite the process and meet our close date... even though he and his team needed to work late into the evening. Thank you Paul. Tom McLean V.P., Research and Development, Medical Devices
Paul did a great job of keeping us informed, and got us a great rate for our vacation home! Brent Foien home buyer
Paul is everything and more that you could find in a loan officer. He is honest, efficient, fast, and only there to help you. Look no further for your needs. Gay Tenney Home owner
Paul and Berena were amazing during my refi process! I went with Paul for the purchase of my home in 2011 and again for my refi in 2019. I have and will continue to recommend people to him. He has prompt, thorough and knowledgeable with what he does. Thank you Paul and Berena for ... READ MORE Amy Solis Project Coordinator
The entire transaction was conducted with Paul and his team with the upmost professionalism and completeness in the time line of the transaction and the events that would take place. Paul provided the assurances as the transaction moved to closing. Thank you Paul for the ... READ MORE Barry Zeigler New Home Owner
Working with Paul to purchase my home was a great experience. He is very easy to talk with, understanding my wants and needs to make this financial transaction work for me. He is was quick to gather the information he needed get my loan approved. I would recommend Paul and his team to ... READ MORE John Campagna

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